• Kyle Clark

Can I get rid of old repossessed car debt by filing bankruptcy?

The short answer is often yes, although every case will be different based on the facts of your case.

A Creditor may have repossessed your vehicle or secured property. You may have been hit with a deficiency when the Creditor sold the vehicle or secured property. Now the old debt hurts your credit, and you wonder if you can get rid of that debt obligation by filing bankruptcy.

Generally, a bankruptcy will discharge any debts that you or your attorney list in the filing, with only a few exceptions like some taxes, some student loans, and child support. So many debtors can get rid of debts for an old repossessed vehicle by filing bankruptcy.

If a judgement has been entered against you already, you may even be able to stop garnishments or avoid that judgment after the debt has been discharged. But be aware there are risks to your credit in filing a bankruptcy; however, many individuals may be better in the long run without the debts.

If you would like to schedule a consultation with a bankruptcy or debt relief lawyer about a repossessed vehicle debt, please click the "free consultation" button.

1 view0 comments

Recent Posts

See All

© 2020 by Kyle D. Clark, Attorney-at-Law LLC. 

  • Facebook

Alabama law requires the following statement: “No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers."


Bankruptcy Clients: We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


*Free consultations are available for estate planning, debt relief, and bankruptcy clients only. Due to the significant volume of family law consultations, a fee is charged for any family law or divorce consultation.

Past performance and client testimonials should not be construed as a guarantee of future success. Each client's matter must be evaluated on the merits, and a thorough conflict-check must be performed before an attorney can form an attorney-client relationship.